Privacy Policy

Your privacy is important to me. In this privacy statement I explain what personal data I collect from my users and how I use it. I encourage you to read these terms carefully before providing your personal data on this website. Those over thirteen years of age may register at https://www.cruwi.com/ (hereinafter referred to as Cruwi) as users without the prior consent of their parents or guardians.

In the case of minors under thirteen years of age, the consent of parents or guardians is required for the processing of their personal data.

Under no circumstances will data relating to the professional or economic situation or the privacy of other family members be collected from minors without their consent.

If you are under thirteen years of age and have accessed this website without notifying your parents, you should not register as a user.

This website respects and cares for users' personal data. As a user, you should know that your rights are guaranteed.

I have worked hard to create a safe and trustworthy space and therefore I want to share my principles regarding your privacy:
- I never request personal information unless it is really necessary to provide you with the services you require.
- I never share personal information of my users with anyone, except to comply with the law or if I have your express authorization.
- I never use your personal data for a purpose different from that stated in this privacy policy.

It should be noted that this Privacy Policy may vary depending on legislative or self-regulatory requirements, so users are advised to visit it periodically. It will be applicable in the event that users decide to fill out any form from any of their contact forms where personal data is collected.

Cruwi has adapted this website to the requirements of Organic Law 15/1999, of December 13, on the Protection of Personal Data (LOPD), and Royal Decree 1720/2007, of December 21, known as the LOPD Development Regulation. It also complies with Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 on the protection of natural persons (RGPD), as well as Law 34/2002, of July 11, on Information Society Services and Electronic Commerce (LSSICE or LSSI).

Data controller for your personal data

Identity of the Controller: Embedded Finance, SL
Trade name: Cruwi
Address: MÁLAGA 29012
Email: hello@cruwi.com
Activity: Showcase and advertising of Cruwi and informing users of the services offered.


For the purposes of the General Data Protection Regulation mentioned above, the personal data that you send me through the website forms will receive the data processing of "Website users and subscribers".

For the processing of my users' data, I implement all the technical and organizational security measures established in current legislation.

Principles that I will apply to your personal information

In the processing of your personal data, I will apply the following principles that comply with the requirements of the new European data protection regulation:

- Principle of lawfulness, fairness and transparency: I will always require your consent for the processing of your personal data for one or more specific purposes that I will inform you about in advance with absolute transparency.
- Principle of data minimization: I will only request strictly necessary data in relation to the purposes for which I require them. The minimum possible.
- Principle of limitation of the retention period: the data will be kept for no longer than necessary for the purposes of processing, depending on the purpose, I will inform you of the corresponding retention period, in the case of subscriptions, I will periodically review my lists and delete those records inactive for a considerable time.
- Principle of integrity and confidentiality: Your data will be processed in such a way as to guarantee adequate security of personal data and guarantee confidentiality. You should know that I take all necessary precautions to prevent unauthorized access or misuse of my users' data by third parties.

How have I obtained your data?

The personal data that I process at Cruwi comes from:
- Contact form
- Direct email
- Service request form

What are your rights when you provide me with your data?

Anyone has the right to obtain confirmation about whether Cruwi is processing personal data concerning them, or not.

Data subjects have the right to:
- Request access to personal data relating to the data subject
- Request its rectification or deletion
- Request limitation of its processing
- Object to processing
- Request data portability

Data subjects may access their personal data, as well as request the rectification of inaccurate data or, where appropriate, request its deletion when, among other reasons, the data is no longer necessary for the purposes for which it was collected. In certain circumstances, data subjects may request the limitation of the processing of their data, in which case I will only keep them for the exercise or defense of claims.

In certain circumstances and for reasons related to their particular situation, data subjects may object to the processing of their data. Cruwi will stop processing the data, except for compelling legitimate reasons, or the exercise or defense of possible claims. As a data subject, you have the right to receive the personal data concerning you, which you have provided to me and in a structured, commonly used and machine-readable format, and to transmit it to another controller when:
- The processing is based on consent
- The data has been provided by the data subject.
- The processing is carried out by automated means.

When exercising your right to data portability, you will have the right to have personal data transmitted directly from controller to controller when technically possible.

Data subjects will also have the right to effective judicial protection and to file a complaint with the supervisory authority, in this case, the Spanish Data Protection Agency, if they consider that the processing of personal data concerning them violates the Regulation.

For what purpose do I process your personal data?

When a user connects to this website, for example to comment on a post, send an email to the owner, subscribe or make a purchase, they are providing personal information for which Cruwi is responsible. This information may include personal data such as your IP address, name, email address, phone number, and other information. By providing this information, the user gives their consent for their information to be collected, used, managed and stored by Cruwi, only as described in the Legal Notice and in this Privacy Policy.

At Cruwi there are different systems for capturing personal information and I process the information that interested parties provide me with the following purpose for each capture system (forms):
- Contact form:(If activated) I request the following personal data: Name, Email, Phone, to respond to Cruwi users' requests. For example, I may use this data to respond to your request and answer any doubts, complaints, comments or concerns you may have regarding the information included on the website, the services provided through the website, the processing of your personal data, issues relating to the legal texts included on the website, as well as any other queries you may have that are not subject to the contracting conditions. I inform you that the data you provide us will be located on the servers of:

- Service request form: (If activated) I request the following personal data: Name, Email, Phone, to request any of the services that Cruwi makes available to its users. The information collected will allow requesting the corresponding service for possible offline processing. Requests will be answered by email. The website does not allow direct payment processing. I inform you that the data you provide us will be located on the servers of:

There are other purposes for which I process your personal data:
- To ensure compliance with the terms of use and applicable law. This may include the development of tools and algorithms that help this website ensure the confidentiality of the personal data it collects.
- To support and improve the services offered by this website.
- Other non-identifying data is also collected that is obtained through some cookies that are downloaded to the user's computer when browsing this website, which I detail in the cookie policy.
- To manage social networks. Cruwi may have a presence on social networks. The processing of data carried out on people who become followers on the social networks of Cruwi's official pages will be governed by this section. As well as those terms of use, privacy policies and access regulations that belong to the social network in question in each case and previously accepted by the Cruwi user. It will process their data for the purposes of properly managing their presence on the social network, informing about Cruwi's activities, products or services. As well as for any other purpose that social network regulations allow. Under no circumstances will I use follower profiles on social networks to send advertising individually.
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In accordance with the provisions of the European General Data Protection Regulation (RGPD) 2016/679, Cruwi with registered office at MÁLAGA 29012 will be responsible for the processing of data corresponding to "Website users and subscribers".

Cruwi does not sell, rent or transfer personal data that may identify the user, nor will it do so in the future, to third parties without prior consent. However, in some cases collaborations may be carried out with other professionals, in those cases, users will be required to consent, informing about the identity of the collaborator and the purpose of the collaboration. It will always be carried out with the strictest security standards.

In the case of linked pages belonging to third parties, these have not been reviewed or are subject to controls, or recommendation on our part, so in no case will Cruwi be considered responsible for the contents of these websites, for the responsibilities derived from their use in all areas, nor for the measures adopted regarding user privacy, processing of their personal data or others that may be established.

For all of the above, we recommend carefully and in advance reading all terms of use, purchase conditions, privacy policies, legal notices and/or similar of these linked sites before proceeding to purchase these products or use the websites.

Remarketing

The remarketing function allows me to reach people who have previously visited Cruwi and associate a specific audience with a specific message. Remarketing is a method to get users who have visited my site to return.

As a Cruwi user, I inform you that we are collecting information for this remarketing function at Cruwi.

The information I collect thanks to this function is collected by Facebook, Google Adwords, Twitter and/or Doubleclick cookies. You can learn about the data collected by these cookies in the following privacy policies of each service:
- Facebook
- Google Adword
- Twitter
- Doubleclick
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If you do not want your information to be collected by these cookies, you can disable the use of Google cookies through Google's Ad Settings. You can also disable the use of cookies from a third-party provider through the Network Advertising Initiative opt-out page.

This type of service allows interaction with social networks or other external platforms directly from the pages of this website. The interactions and information obtained by this website will always be subject to the user's privacy configuration on each social network. In the event that a service that allows interaction with social networks is installed, it is possible that, even if users do not use the service, it collects web traffic data related to the pages where they are installed.

DoubleClick

If you use DoubleClick remarketing pixels, you can disable the use of DoubleClick cookies through the DoubleClick opt-out page or the Network Advertising Initiative opt-out page.

Facebook Ads

At Cruwi I use Facebook ads, Facebook's advertising platform, which allows me to create campaigns and ads. When generating an ad, the audience can be segmented by:
- Location
- Demographics (age, gender, etc.)
- Interests (activities, hobbies, etc.)
- What they buy online and through other channels
- Etc.
The data obtained through Facebook ads is subject to this privacy policy from the moment the user leaves their data in the form on this website to join the subscription newsletter. Under no circumstances will the information from Facebook be used for a different purpose.

Twitter Ads

At Cruwi I use Twitter ads, Twitter's advertising platform, which allows me to create campaigns and ads. When generating an ad, the audience can be segmented by:
- Location
- Demographics (age, gender, etc.)
- Interests (activities, hobbies, etc.)
- What they buy online and through other channels
- Etc.
The data obtained through Twitter ads is subject to this privacy policy from the moment the user leaves their data in the form on this website to join the subscription newsletter. Under no circumstances will the information from Twitter be used for a different purpose.

Google Adswords

Adwords is a Google platform for ADVERTISERS who want to advertise on GOOGLE. At Cruwi I use Google Adwords, Google's advertising platform, which allows me to create campaigns and ads to display on other websites. When generating an ad, the audience can be segmented by:
- Location
- Demographics (age, gender, etc.)
- Interests (activities, hobbies, etc.)
- What they buy online and through other channels
- Etc.
The data obtained through Google Adwords is subject to this privacy policy from the moment the user leaves their data in the form on this website to join the subscription newsletter. Under no circumstances will the information from Google be used for a different purpose.

Legitimacy for the processing of your data.
The legal basis for the processing of your data is: consent.
To contact or make comments on this website, consent with this privacy policy is required.
The prospective or commercial offer of products and services is based on the consent requested, without the withdrawal of this consent in any case conditioning the execution of the subscription contract.

Data category

The categories of data processed are identifying data.

No specially protected data categories are processed.

How long will I keep your data?

The personal data provided will be kept:
- Until deletion is requested by the data subject.

To which recipients will your data be communicated?

Many tools I use to manage your data are contracted by third parties.

To provide services strictly necessary for the development of the activity, Cruwi shares data with the following providers under their respective privacy conditions:

- Google Analytics: a web analytics service provided by Google, Inc., a Delaware company whose main office is at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States ("Google"). Google Analytics uses "cookies", which are text files located on your computer, to help Cruwi analyze how users use the website. The information generated by the cookie about your use of Cruwi (including your IP address) will be directly transmitted to and stored by Google on servers in the United States.

- Hosting: . More information at: processes the data for the purpose of providing hosting services to Cruwi.

- Google Adsense: On this website I am associated with Google to display third-party ads to users who access this website. When collaborating with google, cookies are used to show you ads related to your recent searches and show you more relevant ads. This type of cookies includes third-party services such as: AdSense, AdWords and Google Analytics, as well as a series of services from the DoubleClick brand. When visiting this page, cookies from these services are sent to your browser. Find out more about the types of cookies that Google uses , and discover how Google uses these cookies .

You can use the ad settingss to manage the Google ads shown to you and indicate that ads based on your interests should not be shown. Although you decide not to receive this type of ads, they may continue to appear based on factors such as your general location derived from the IP address, browser type and recent and previous searches related to your current search. If you want to learn more about this practice and know your options to prevent these companies from using this information, click here .

Navigation

When browsing Cruwi, non-identifiable data may be collected, which may include IP addresses, geographic location (approximately), a record of how services and sites are used, and other data that cannot be used to identify the user. Among the non-identifying data are also those related to your browsing habits through third-party services. This website uses the following third-party analytics services:
- Google analytics
I use this information to analyze trends, manage the site, track user movements around the site and to collect demographic information about my user base as a whole.

Secrecy and security of data

Cruwi is committed to the use and processing of users' personal data included, respecting their confidentiality and using them in accordance with the purpose thereof, as well as to comply with its obligation to keep them and adapt all measures to prevent alteration, loss, processing or unauthorized access, in accordance with the provisions of current data protection regulations.

This website includes an SSL certificate. (If active) This is a security protocol that makes your data travel completely and securely, that is, the transmission of data between a server and web user, and in feedback, is fully encrypted or encrypted.

Cruwi cannot guarantee the absolute impenetrability of the Internet network and therefore the violation of data through fraudulent access to it by third parties.

Regarding the confidentiality of processing, Cruwi will ensure that any person authorized by Cruwi to process customer data (including its staff, collaborators and providers) will be under the appropriate obligation of confidentiality (whether a contractual or legal duty).

When a security incident occurs, upon Cruwi becoming aware, it must notify the Client without undue delay and must provide timely information related to the Security Incident as it becomes known or when the Client reasonably requests it.

Accuracy and truthfulness of data

As a user, you are solely responsible for the truthfulness and correctness of the data you send to Cruwi, exempting it from any responsibility in this regard.
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Users guarantee and are responsible, in any case, for the accuracy, validity and authenticity of the personal data provided, and undertake to keep them properly updated. The user agrees to provide complete and correct information in the contact or subscription form.

Acceptance and consent

The user declares that they have been informed of the conditions regarding the protection of personal data, accepting and consenting to the processing of the same by Cruwi in the manner and for the purposes indicated in this privacy policy.

Revocability

The consent given, both for the processing and for the transfer of data of the interested parties, is revocable at any time by notifying Cruwi in the terms established in this Policy for the exercise of ARCO rights. This revocation will in no case have retroactive effect.

Changes to the privacy policy

Cruwi reserves the right to modify this policy to adapt it to legislative or jurisprudential changes, as well as to industry practices. In such cases, Cruwi will announce on this page the changes introduced with reasonable advance notice before their implementation.

Commercial emails

In accordance with the LSSICE, Cruwi does not engage in SPAM practices, so it does not send commercial emails electronically that have not been previously requested or authorized by the user. Consequently, in each of the forms on the website, the user has the possibility of giving their express consent to receive the newsletter, regardless of the commercial information specifically requested.

In accordance with the provisions of Law 34/2002 on Information Society Services and electronic commerce, Cruwi undertakes not to send communications of a commercial nature without properly identifying them.